Military financial calculators

Free calculators built for military families – VA loans, BAH, PCS, TSP, taxes, and home equity. No signup required.

Housing

VA Mortgage Calculator

Calculate VA loan monthly payments with $0 down. Includes VA funding fee, property tax, and insurance.

Housing

Buy vs Rent Calculator

Should your family buy or rent at your next duty station? Compare costs based on PCS timeline, BAH, and break-even.

Housing

Rent Analysis Calculator

Analyze rental costs against your BAH allowance. Calculate affordability ratios and compare options.

Housing

Refinance vs Sell Calculator

PCS orders received? Determine whether to refinance, sell, or rent your home with break-even analysis.

Housing

Home Affordability Calculator

Calculate your maximum affordable home price based on military income, BAH, debts, and VA loan limits.

Housing

Closing Cost Calculator

Estimate closing costs for your VA loan home purchase. See what fees VA loans allow and what the seller can pay.

Housing

Amortization Calculator

View month-by-month mortgage payment breakdown. See how extra payments shorten your loan and build equity.

Military & PCS

BAH Calculator

Look up current BAH rates by location, rank, and dependency status.

Military & PCS

DTI + BAH Calculator

Calculate debt-to-income ratio with BAH properly counted. Essential for VA loan qualification.

Military & PCS

SBP vs Insurance Calculator

Compare Survivor Benefit Plan costs to term life insurance. Analyze break-even points and coverage.

Military & PCS

GI Bill Housing Calculator

Calculate Post-9/11 GI Bill Monthly Housing Allowance by school location and enrollment status.

Military & PCS

TSP Retirement Calculator

Project TSP growth and military retirement pay. Compare BRS vs legacy retirement.

Military & PCS

Legal Residence Advisor

Compare tax benefits of different states for military. Understand residency rules and optimize your selection.

Tax

PCS Tax Deduction Calculator

Calculate unreimbursed PCS moving expense deductions for tax savings on PCS moves.

Tax

Property Tax Calculator

Compare property tax rates across states and counties for understanding homeownership costs.

Tax

Capital Gains Calculator

Calculate capital gains taxes on home sales. Military members get a special 10-year residency extension.

Tax

State Tax Impact Calculator

Compare income tax burden across all 50 states with military-specific exemptions and benefits.

Investment

Equity Growth Calculator

Visualize home equity growth through appreciation and mortgage paydown.

Investment

Landlord Profit Calculator

Analyze rental property income potential. Calculate cash flow, cap rate, and ROI.