Military financial calculators
Free calculators built for military families – VA loans, BAH, PCS, TSP, taxes, and home equity. No signup required.
VA Mortgage Calculator
Calculate VA loan monthly payments with $0 down. Includes VA funding fee, property tax, and insurance.
Buy vs Rent Calculator
Should your family buy or rent at your next duty station? Compare costs based on PCS timeline, BAH, and break-even.
Rent Analysis Calculator
Analyze rental costs against your BAH allowance. Calculate affordability ratios and compare options.
Refinance vs Sell Calculator
PCS orders received? Determine whether to refinance, sell, or rent your home with break-even analysis.
Home Affordability Calculator
Calculate your maximum affordable home price based on military income, BAH, debts, and VA loan limits.
Closing Cost Calculator
Estimate closing costs for your VA loan home purchase. See what fees VA loans allow and what the seller can pay.
Amortization Calculator
View month-by-month mortgage payment breakdown. See how extra payments shorten your loan and build equity.
BAH Calculator
Look up current BAH rates by location, rank, and dependency status.
DTI + BAH Calculator
Calculate debt-to-income ratio with BAH properly counted. Essential for VA loan qualification.
SBP vs Insurance Calculator
Compare Survivor Benefit Plan costs to term life insurance. Analyze break-even points and coverage.
GI Bill Housing Calculator
Calculate Post-9/11 GI Bill Monthly Housing Allowance by school location and enrollment status.
TSP Retirement Calculator
Project TSP growth and military retirement pay. Compare BRS vs legacy retirement.
Legal Residence Advisor
Compare tax benefits of different states for military. Understand residency rules and optimize your selection.
PCS Tax Deduction Calculator
Calculate unreimbursed PCS moving expense deductions for tax savings on PCS moves.
Property Tax Calculator
Compare property tax rates across states and counties for understanding homeownership costs.
Capital Gains Calculator
Calculate capital gains taxes on home sales. Military members get a special 10-year residency extension.
State Tax Impact Calculator
Compare income tax burden across all 50 states with military-specific exemptions and benefits.
Equity Growth Calculator
Visualize home equity growth through appreciation and mortgage paydown.
Landlord Profit Calculator
Analyze rental property income potential. Calculate cash flow, cap rate, and ROI.
