Military
SBP vs Insurance Calculator
Compare Survivor Benefit Plan costs to term life insurance. Analyze break-even points and coverage.
SBP vs Insurance Calculator
Compare Survivor Benefit Plan to life insurance
$3,500
55%
Spouse receives 55% of your elected base amount
45
43
$500,000
$100K$3M
Recommendation
Consider a combination of SBP and term life insurance
Survivor Benefit Plan
Monthly Cost$228
Monthly Benefit to Spouse$1,059
Annual Cost$2,730
25-Year Benefit Total$317,625
Term Life Insurance
Monthly Premium$225
Annual Premium$2,700
Death Benefit (Lump Sum)$500,000
Equivalent Monthly (25 yrs)$1,667
20-Year Cost Comparison
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