Housing

Buy vs Rent Calculator

Should your family buy or rent at your next duty station? Compare costs based on PCS timeline, BAH, and break-even.

Compare the costs of buying vs renting during your PCS

Home Price

Monthly Rent

PCS Duration

months

1 year6 years

Down Payment

Interest Rate

Home Appreciation

%/yr

Rent Increase

%/yr

Our Recommendation

Renting Wins

Save $19,562 over 36 months

Cost to Buy

$93,744

(Net of equity)

Cost to Rent

$74,182

(Total payments)

Equity Built (If Buying)

Principal Paid

$12,540

Appreciation

+$32,454

Total Equity

$44,994

Cost Comparison

Equity Breakdown

Take the next step

Connect with a vetted, military-friendly financial pro who can apply these numbers to your actual situation.

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