Why this matters
A PCS can change income, housing costs, and timing of major financial decisions. Organizing the basics before a planner meeting may save time.
PCS & Moving Money
What your financial planner may ask before a PCS
Organize the income, housing, and timing details a planner typically wants to see before a move.
5 min readRelated pros: Financial Planner
- Active Duty
- PCS
Resources are for general educational purposes and may not apply to your specific situation.
Income & pay changes
Gather details on how the move may affect take-home pay and allowances.
- Current and projected BAH
- Special pays that may start or stop
- Spouse income at the new location
Housing decisions
Whether to rent, buy, or keep an existing home is often the biggest question.
- Estimated rent or mortgage
- Property management plan if keeping current home
Timing & cash flow
PCS reimbursements often arrive after expenses are paid. A short cash-flow view may help.